Mortgages
Mortgage rates and lending news
Rising Rates Reveal Major Underwater Mortgage Trends in Upper Midwest
Underwater mortgages are climbing in states like Minnesota and Iowa, impacting homeowner mobility and market dynamics.
Exploring the Value of Co-ops in New York City's Housing Market
Co-op apartments present one of the most affordable options in New York City's competitive real estate market, yet buyers must weigh their long-term value.
California's Down Payment Assistance Proposal: A Viable Route to Homeownership Amid Rising Rates
As mortgage rates soar, California's Proposition 37 could enable would-be buyers to enter the market with just a 3% down payment on new homes.
Challenges Emerge Over New Escrow Payment Rules: Impacts on Homeowners and States' Response
Ten states are challenging new escrow payment regulations that could eliminate interest for homeowners, threatening consumer protections.
Sellers Adjust to Market Realities: Navigating Home Pricing Trends
Sellers are recalibrating their pricing strategies, becoming more realistic in response to high interest rates and shifting buyer expectations.
Multifamily Lending in 2026: Prospects and Challenges for Borrowers in a Revived Market
In 2026, the multifamily lending market is rebounding with increased options, but borrowers must navigate stringent lending criteria despite improved capital availability.
July Sees Decline in Pending Home Sales Amidst Mixed Market Trends
Pending home sales fell in July, influenced by rising mortgage rates, but several markets showed notable increases year-over-year.